Shop for your property, 

get up to 7x the points.

Shop for your property, 

get up to 7x the points.

Shop for your property, 

get up to 7x the points.

Get the Dorothy Debit Card

Get the
Dorothy Debit Card

Get the Dorothy Debit Card

Request an early invite — your rewards await!

Request an early invite — your rewards await!

New York City feels like 50° • NJ drought wiped out by heavy rains last weekend • Milder, more seasonable weather returns Saturday •

New York City feels like 50° • NJ drought wiped out by heavy rains last weekend • Milder, more seasonable weather returns Saturday •

New York City feels like 50° • NJ drought wiped out by heavy rains last weekend • Milder, more seasonable weather returns Saturday •

Get unlimited rewards for all your property needs
and purchases with the Dorothy Debit Card

Get unlimited rewards for all your property needs and purchases with the Dorothy Debit Card

Get unlimited rewards for all your property needs
and purchases with the Dorothy Debit Card

Purchases

Up to 7x points

Up to 7x points

on all property purchases including improvement, maintenance and repair spending

Insurance

2x points

2x points

when you pay your property
insurance premium or buy insurance through Dorothy

Essentials

1x point for everything else

1x point for everything else

from groceries to gas, and everything
in between

Transportation

Up to 3x points

Up to 3x points

on travel, emergency lodging, and transportation

Savings

High-yield, emergency savings

High-yield, emergency savings

access to a high-yield savings account with an APY above the national average

Money

Immediate cash

Immediate cash

access to immediate cash with Insurance Claim Advancements

Featured merchants

Earn up to 7x points on property expenses, responsible purchases, and more!

The Dorothy Debit Card provides unlimited rewards and points on all purchases for your property, improvement, repairs and maintenance.

Earn up to 7x points on property expenses, responsible purchases, and more!

The Dorothy Debit Card provides unlimited rewards and points on all purchases for your property, improvement, repairs and maintenance.

Earn up to 7x points on property expenses, responsible purchases, and more!

The Dorothy Debit Card provides unlimited rewards and points on all purchases for your property, improvement, repairs and maintenance.

24/7
Mobile Banking

Zero
Overdraft & Annual Fees

Global
ATM access

Same-day
Point transfers

24/7
Mobile Banking

Zero
Overdraft & Annual Fees

Global
ATM access

Same-day
Point transfers

A rewards debit card built for you and your property

A rewards debit card built for you and your property

A rewards debit card built for you and your property

We offer more than just rewards — protect your property and recover from severe weather using the Dorothy Debit Card.

Access insurance claim advancements with the Dorothy debit card

Access insurance claim advancements with the Dorothy debit card

Access insurance claim advancements with the Dorothy debit card

When property owners experience damage to their home, insurance claims can take months to settle and distribute payments, resulting in delays and of out-of-pocket expenses.

With Dorothy insurance claim advancements, we’ll:

Advance a portion of your settlement directly to your Dorothy Card

Get started on your repairs right away

Link your property insurance claim to your Dorothy Card, earning you 2x the points on your receivable payment

Get started with our insurance claim advancements 

in four simple steps:

Get started with our insurance claim advancements 

in four simple steps:

1

Sign up for Dorothy


(it’s free!)

2

Connect with our claims review specialist

3

Dorothy will calculate your advancement value

4

Your advancement will be issued directly to your digital wallet in 1-2 business days

Pay your property insurance premium, get 2x the points

Pay your property insurance premium, get 2x the points

Pay your property insurance premium, get 2x the points

We’re paying it back to you for being responsible. When you pay your property insurance premium, you’ll earn 2x the points.

Accepts all major insurance carriers

Use points toward future premium payments

Redeem your points 1-2 business days after you’ve paid your premium

Save for a rainy day, earn 5x more interest on your money

Save for a rainy day, earn 5x more interest on your money

Save for a rainy day, earn 5x more interest on your money

Through the Dorothy Debit Card, you’ll have access to open a high-yield, emergency savings account. Earn the best market interest rate on your money and access:

With Dorothy insurance claim advancements, we’ll:

5x National interest rate on your money

$0 annual fees or deposit minimums

Same-day point transfers

Redeem your points by putting them directly into our high-yield savings and save for all your property improvements.

Sign up

Get started with our insurance claim advancements 

in four simple steps:

1

Sign up for Dorothy (it's free)

2

Connect with our claims review specialist

3

Dorothy will calculate your advancement value

4

Your advancement will be issued directly to your digital wallet in 1-2 business days

Sign up

Get started with our insurance claim advancements 

in four simple steps:

1

Sign up for Dorothy (it's free)

2

Connect with our claims review specialist

3

Dorothy will calculate your advancement value

4

Your advancement will be issued directly to your digital wallet in 1-2 business days

Earn and redeem your points

Earn and redeem your points

When you spend $1, you’ll get 10 points, equal to $.01. When you earn 25,000 points or more, you can redeem your points toward eligible partner brand purchases or get $25 in cash back.

Ways to redeem

Redeem by transferring your points directly to Dorothy’s high-yield, emergency savings account

Redeem your points toward future property improvement, maintenance, or repair purchases

Redeem your points and transfer them for cash back to your debit card or savings

Don’t take our word for it.
Here’s what property owners are saying!

Don’t take our word for it. Here’s what property owners are saying!

Don’t take our word for it.
Here’s what property owners are saying!

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.

Jonathan

from Texas

My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.

Sophia

from Florida

I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?

Maureen

from New Jersey

In the press

In the press

In the press

Dorothy Wins Visa Everywhere Initiative 2023, LGBTQ+ Special Edition

Dorothy, a pioneering fintech startup focused on developing a comprehensive network of climate preparation and recovery solutions, is thrilled to announce its winning of the 2023 Visa Everywhere Initiative, LGBTQ+ Special Edition competition.

Dorothy, a pioneering fintech startup focused on developing a comprehensive network of climate preparation and recovery solutions, is thrilled to announce its winning of the 2023 Visa Everywhere Initiative, LGBTQ+ Special Edition competition.

Visa Everywhere Initiative recognizes LGBTQ+ founders for their innovation

Visa is making its network available to drive inclusive economic growth with the goal to give everyone, everywhere access to the global economy. This year, the Visa Everywhere Initiative once again opened the door to nearly 400 hundred minority-founded startups to share their digital solutions that promote greater accessibility in the way we pay, save, and invest.

Visa is making its network available to drive inclusive economic growth with the goal to give everyone, everywhere access to the global economy. This year, the Visa Everywhere Initiative once again opened the door to nearly 400 hundred minority-founded startups to share their digital solutions that promote greater accessibility in the way we pay, save, and invest.

The Fund Founder Spotlight Interview: Arianna Armelli of Dorothy

Dorothy, a pioneering fintech startup focused on developing a comprehensive network of climate preparation and recovery solutions, is thrilled to announce its winning of the 2023 Visa Everywhere Initiative, LGBTQ+ Special Edition competition.

Dorothy, a pioneering fintech startup focused on developing a comprehensive network of climate preparation and recovery solutions, is thrilled to announce its winning of the 2023 Visa Everywhere Initiative, LGBTQ+ Special Edition competition.

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For Consumers

For Businesses

Partners Program

Subscribe

Join our newsletter to stay up to date on features and releases.

2024 Dorothy

For Consumers

For Businesses

Partners Program

Subscribe

Join our newsletter to stay up to date on features and releases.

2024 Dorothy